Transcript 

Welcome to the Hundredfold Business Podcast, where Christian men learn the principles, strategies, and tactics to grow their businesses top line, bottom line, and finish line. I want you to discover the secret to applying biblical truth to business growth for the greatest kingdom impact. So in the end, you hear from your Heavenly Father, well done.

Welcome to the Hundredfold Business Podcast, where Christian men learn how to grow their businesses top line, bottom line, and finish line. And I'm your host, Josh Fonger, founder of 4th Soil Ventures. And today we have a special guest. 

We have Sean Copeland. Sean is the chairman and CEO of Region Bank, Oklahoma's past secretary of commerce and workforce development, a best-selling author, and an active small business investor. Sean is also the founder of 94X, a nationwide faith in work movement, which I'm really excited about to talk about today. 

All right, Sean, welcome to the show. Thank you. Thanks, Josh. 

Appreciate it. Well, Sean, I'm really looking forward to this episode. You know, we've had a chance to talk, and I think that this is going to be a real encouragement to the audience for anybody who wants to learn how to practically integrate their faith into leadership, into work, into leading. 

You've got some great stories. And so let's start from the beginning. So Sean, why don't you tell us how God has directed your path to where you are right now? Sure. 

Yeah. Yeah. This would have been the last place in the world that I would have thought that I would be. 

So I grew up on a farm in a very small town south of Tulsa, Oklahoma. My hometown is Beggs, Oklahoma, population 1,000. And there was 1,000 30 years ago when I was there. 

It just stays the same. My dad and grandfather raised Hereford cattle, and I thought I was going to be a rancher. I did well in school, went to college, was getting ready to graduate from Oklahoma State University, and I was helping my dad work cattle there on our farm. 

And he kind of unceremoniously told me in the middle of working cattle that I needed to go find a job. And I said, well, I thought I was coming back here. We were going to be on the farm together. 

And he said, well, you're welcome to do that, but we can't pay yet. We're going through a tough time. So I thought, well, pay is a fairly critical part of my future life plan. 

And so I drive back to Stillwater not knowing what I'm going to do. A couple of days later was invited to a Board of Regents dinner because I was in student leadership there at Oklahoma State. And the university president, just to make conversation, asked me during dinner what I was going to do. 

I was too embarrassed to say that I didn't know and that I had just been fired from the farm. And we're at this table with five other members of the board. And so I thought, man, I need to come up with something quick. 

So I looked down to my left and this guy has a nameplate and it says Bruce Benbrook, Stock Exchange Bank, Woodward, Oklahoma. So I thought, well, that sounds good. I mean, this guy has on a nice suit, you know, he's obviously been pretty successful and it just it would work for the moment. 

So I said, you know, I've been thinking about going into banking and everybody was super surprised and they said we had no idea. And I said, oh, yeah, it's a very recent career decision, which it was. It was about 10 seconds old. 

And so as we were leaving that dinner that night, Dr. Halligan, our university president, said, I didn't know you wanted to go into banking. I've got a good friend that owns a group of banks in Oklahoma City. Maybe I can help you get an internship.

And I had one summer and then I would graduate in the fall. And I said, well, that'd be great. And so he said, well, give me your resume. 

So I go back, delete out my old farm and ranch professional objective, put in their financial services professional, run it over to his office. And two weeks later, I get a call from the chairman of MidFirst Bank. And that's how my career began in the banking business. 

So I got an internship there. They hired me back. I ended up becoming a bank president right before my 24th birthday, which is a whole other story.

Ran three family owned banks. And then when I was 34, I had the opportunity to buy Regent Bank. So we bought the bank on April Fool's Day of 2008. 

And it has now been about 17, almost 18, it's like the date, almost 18 years now. And the bank has really grown. And my faith journey has grown. 

And I know we'll get into how all of those have integrated. But that's essentially how I got to where I am. I met my wife in college. 

I'm Angela. She has been through all kinds of ups and downs with me. She is a corporate executive. 

So she's head of HR for a Fortune 500 company. So our lives are pretty wild. We have three children that are ages 22, 18, and very recently, 16. 

So if you're in the Tulsa area, be aware of a black GMC pickup. Finley Copeland is just starting to drive. And we live here in Tulsa, attend First Baptist of Broken Arrow here and have been very, very blessed. 

So that's really kind of what gets me largely to this point. Wow, that's a great, great story. Well, let's start from the beginning.

So for those interested, how did you start integrating your faith into your work? Or when did that begin? Were you always thinking, okay, now I need to be public about my faith and utilize this as a bank manager? Or is this something that you had to learn how to do? Or did you have a mentor? How did that work? Yeah, that's a great question. The first time I ever saw this was at my very, at the bank that I was president of, our chairman would come in every Friday morning and they would have a Bible study in the back in the community room of the bank. And all these folks would come in from throughout the community and the local pastor would come in and lead it.

And I just thought that was so neat. I really didn't think that you could do that within a company. And I didn't do a whole lot with it, honestly, because truly my faith wasn't that strong. 

And then about, I'm going to say, maybe about 15, 16 years ago, I went through a discipleship program called The Journey here in Oklahoma. And it's basically a nine-month program where I've led it now every year for all these years. And we'll have typically 20 to 40 guys that will go through a teaching and a discipleship, basically, where we learn how to have a more intimate relationship with Jesus Christ. 

And I learned that he really cared about my work and everything about my life. And the closer that we became, the more I really wanted to integrate my faith into my business. Now, when we bought Regent, we said we were an organization that would operate according to Christian principles.

Okay. So, and what I meant by that was, you know, we wouldn't cheat, we wouldn't lie, we'd kind of follow the Ten Commandments, but we weren't, and I really didn't have this vision around being a true kingdom business where Jesus was really in the business. What changed that, and forgive me for this very long answer, but this is very important part of my life story, was about a year, I guess it'd be about 10 months after we bought the bank. 

Okay. So, we bought the bank in April of 2008. For those that are old enough, they will remember that the mortgage crisis hit during 8, 9, and 10. 

You absolutely do, Josh, because you were in real estate, I know. So, you remember how difficult it was. Well, we didn't really have a lot of mortgages or real estate loans, but the entire economy at that time just froze up. 

And so, many of our businesses began to struggle. Many of our employees began to get laid off, or many of our customers, excuse me, began to get laid off. And so, by the time we started to lose a lot of money, we started having a lot of loans go bad, charging off a lot of loans.

I thought, I initially raised, thank you, Lord, about $15.5 million to purchase the bank. And we paid $11 million to buy the bank, and I had about $4.5 million of extra capital. So, I thought that would be sufficient to get us through any kind of downturn, but it was not. 

We lost a lot more money than that. And by the time we got to February of 2009, it was a certainty that we were going to go under. Our capital levels were below the regulatory minimum. 

I had called all of my investors to ask if, you know, we were broke. We had put everything into the bank, and I asked if they would be willing to invest any more. I knew we needed about $3 million to survive to get back above the minimum capital levels, and all 79 of my partners said no.

So, I just want you and your viewers to imagine this moment right here, okay? I'm in church. It was a church that I helped to found. I was on the front row because things were full that day when we got out of Sunday school. 

The band is singing the song Healer by Kerry Jobe. I believe you're my healer. I believe you're more than enough for me. 

I am thinking this song is the biggest bunch of baloney that I have ever heard in my life because there was no healing going on. I was about to go broke. The bank was going to go broke. 

My wife's job had just moved to Houston, Texas. We had a two-year-old daughter and didn't even have enough money in the bank to make our mortgage payment, which my wife didn't know, but I knew was due on Thursday, four days later. So, you can go be a whole lot lower than I was at that moment. 

Somebody the other day compared me to George Bailey, you know, the It's a Wonderful Life guy, and I said, you know, I didn't hardly pass a bridge back then without thinking of jumping off. I mean, I was very similar to George Bailey. So, in that moment when I was thinking, you know, this is a joke, there's no healing going on, for the first time in my life, I heard the Lord speak to me, and I still can't hardly get through it by telling the story. 

And he said, if you believe, I will be your healer. And the reason I'm so clear on this is because I was raised Baptist, okay? So, this is not a normal thing for Baptist people. And we didn't, you know, the Holy Ghost was kind of a scary thing, you know, that we didn't talk about a whole lot.

And so, but it was so clear because everybody else was singing the song, and suddenly everything got totally quiet. And I heard these words just as clearly as you and I are talking. It was unbelievable. 

So, I lose it on the front row of the church, okay? I cannot stop crying. And I basically say, Lord, you are literally my only hope right now. There is no other way that I survived this without you. 

So, a couple of days later, I'm up at the bank, the initial bank that we bought in a community called Nowata, Oklahoma, which is just about what you're picturing right now when you hear the name. And so, we're up at the bank. One of my employees is walking out the door with a stack of letters that go to our shareholders that basically say, hey, I know you guys told me no on the phone, but I just want to put in writing that we have 40 days to raise $3 million. 

And if we don't, we all lose everything. I literally lose everything. You lose your investment. 

We lose the bank. The folks lose their jobs. I mean, it's going to be awful. 

So, please, please reconsider. And so, Sandy is walking out the door with those letters. She's about halfway to the door on my right. 

And on my left, kind of behind me, the phone rings, and Arlene says, Sean, you have a phone call from the U.S. Treasury Department. Well, I know what that means. So, I yell out to Sandy and I say, hey, Sandy, it's the Treasury Department on the phone. 

They've seen how bad our numbers are. It's over. You might as well bring those letters back. 

It's too late. So, she turns around, brings the letters back. She's crying.

I walk into my office, pick up the phone, and this lady says, Mr. Copeland, this is Lisa Taylor with the U.S. Treasury Department, and I will never forget, she said, how are you doing today? And I said, well, Lisa, you know, it kind of depends on how this phone call goes. And she laughed. She thought that was so funny. 

And I'm like, this is really not, this is my whole life right here in one singular phone call. And she said, well, Mr. Copeland, I don't fully understand this, to be honest with you, because your bank's very small and not very good, but you have been chosen by the U.S. Treasury Department for our capital purchase program, and I have been authorized to offer you an investment of $3 million from the Treasury Department. And I said, how does the investment work? And she said, well, it's 1% interest. 

You can buy the interest rate down to 1%. You have nine years to pay it back. There's no board seats. 

We don't take any board seats. There's no dilution to your existing shareholders. So, it's basically 1% capital.

And I said, can we get any more? And she said, no. And I said, we'd be very interested. Yes, please sign me up for the $3 million. 

And we, I filled out a one-page form, and we received the money at 2.57 that day. It was wired into the bank, and the bank was saved, and my life was healed. So, I share that because after that, two things happened. 

One, I had spent my whole life in fear. And this is very hard for people to understand, because I would have looked super, super successful, but in my mind was just this constant spinning of, you're going to be a failure. People are going to realize you're not as smart as they think you are. 

The bottom is going to fall out, just all the time. And in that moment, it went away. I literally experienced a miraculous healing. 

I've not felt that way since. Honestly, it's a bit of a problem, because I have no fear. My board reminds me of that all the time. 

And so, that was one. But probably the bigger thing, which ties into our conversation today, is I got on both knees in my office, cried like a baby, and told the Lord that this was His company. So, I literally said, Lord, I'm going to ask you every morning what to do. 

Please tell me. And if you will tell me, I will do it. I don't care how crazy it is. 

And so, that is the moment that changed my life. And that is what changed our company. And so, I turned it over to Him. 

We can get into all of the different things that we do here, and how we integrate the faith. But that is really where it became central to our company and to my life. Wow. 

That's amazing. A transformation. And just once you were fully dependent on the Lord, like you said, Jesus, this is your company now.

Great story. And so, what did it look like? I mean, did your staff or your customers notice the transformation, the new Sean? What was that like? Yeah. I'm going to describe it all. 

And please keep in mind that I'm contracting what would be about 16 years into about a two minute answer here. Okay. So, it's going to sound like a lot, but it's actually been very, very gradual. 

And it literally has just been about trying to obey. Okay. So, let me just give you some examples. 

My standard morning is I get up about 4.50, make my way to the Keurig, grab a cup of coffee, hop in the recliner, and God and I, we have our staff meeting. Okay. So, I basically just literally say, okay, boss, please tell me what to do today. 

And some days I will feel almost every day I feel something. And some days like this morning, it was, hey, you really need to reach out to this particular employee or client or somebody that has been going through a difficult time. But some days it's pretty wild. 

Okay. So, the instructions have included, I need you to start a daily devotional with your team, which I thought was illegal and later learned that it's not. And that was really the start of 94X, which I know we'll talk about later. 

So, I started this little devotional with five people in my boardroom. I set up a call-in number so that our other locations could call in if they weren't here in Tulsa. And that devotional now, which is still every morning, weekends and weekdays, holidays, you name it, has had over half a million callers and will have calls of over 200,000 callers. 

And so, we'll have a lot of people. You'd be a great guest, Josh, to join us. You can talk about what you do. 

We have a lot of guests join us. We have a different person now lead it every day. I led it every day for a long time, but I now lead on Mondays. 

But you just call in. It's 817 to 830 Central Standard Time. And you just call 888-630-4807 and you come straight into the call. 

It's 13 minutes long and you're off. And it's really, really, really a great way to start the day. He called me to do a prayer team. 

He said, you're not the only one that should be praying. Other people want to pray within your organization. And I thought, well, that's a weird one. 

So, I send out an email to all of my employees and recruit in. Let me rephrase that. I literally just offer, hey, guys, I kind of feel a call to start a voluntary prayer team here. 

If anybody would like to join me, please let me know. So, we have about 60 or 70 employees that pray for thousands of prayer requests a year. Crazy, crazy stories along those lines. 

We started faith in business events in all of our markets. We have Bible studies going on in all of our locations. We ended up starting the 94X Faith at Work movement, which has now gone wild and international. 

We have a faith-based business director. They're based. Basically goes all over the country telling the story of the bank, and if somebody wants to bank, you know, with a place that shares their values, they come here and work with us. I mean, it just goes on and on. I could spend the whole time here talking about all the things that we do, but the most amazing thing is I have been blessed to lead now 42 of my employees to Christ in my office. 

We have had countless healings. I get to speak all over the world, and I was in Destin about a month ago when a gentleman was there. I was finished speaking, and he began, he was in Seattle. 

His baby boy had been diagnosed with blood cancer, cancer in his blood. They said that it was not curable. His nanny had gone to college here in Tulsa and told him he should send this prayer request into a bank prayer team, the Regent Bank prayer team. 

He thought she was crazy, but sent it in anyway. I remember praying for the little boy, and he was there to tell me that he didn't know who I was. He didn't know I was a speaker. 

He didn't know I was involved with the bank, but that his little boy two days earlier had just been deemed cancer-free by their attorney, or by their, excuse me, by their doctor, and we've had, what was on my mind is I had a local attorney who had an amazing, crazy, crazy healing after we prayed for him. It is just normal. I mean, it's just like it happens every day. 

The beauty of this is, because I know you have many business owners and leaders who listen or watch your podcast, the organization has done better. So I thought maybe it was an either-or type of deal, and if I really sell out for Jesus, well, I can't be a successful business, and I would say it's just the opposite. Our employees have our purpose statement, which the Lord led me to one morning, is to show God's love to our employees, clients, and communities, and everything we do, it's all offered, okay? Nothing is mandatory, which is the key to the law here, by the way. 

You can offer all day long. I can offer to pray for you, invite you to a Bible study. That's all fine. 

I just can't force you to do it. I can't be your boss and make you come to those things or pray with me or worship with me or those type of things, and so it has become a very integral part of our culture, and now everybody wants to work here. We don't have any turnover. 

Best place to work in our state. Best bank to work for in the nation. Fastest growing bank in the nation in the last five years, and so our stock price has gone from $20 a share to $118 a share, so we have some pretty happy shareholders as well, and so it all works very, very well together because I believe customers want to know what you stand for, and more importantly than that, I think that employees want to work somewhere with a greater purpose. 

I think the days of, you know, biding your time and getting the watch after 40 years or whatever are gone, and I think people want a greater purpose in their work, so this is our greater purpose. This is why we do what we do to be a light unto the world, so it's been a remarkable, remarkable journey to say the least. Wow, what an encouragement for everyone listening to know that it's not one or the other. 

It's His kingdom first, and just to hear about the story, again, this is encapsulating over a decade worth of time where you trusted, obeyed, and saw the results. What does it look like in a, I guess, a day-to-day fashion for the organization? So there's a lot of banks out there, so obviously you guys are praying together, and that's part of it, but is there any structural differences in terms of the sales, the marketing, the HR? Can people tell the difference between you all and the local Wells Fargo, or do you run things operationally different? You know, one of the morning prayer times, I felt, this is literally what I felt the Lord saying to me, okay, quote-unquote, it is really greedy that you are charging my churches and charities for their banking. It's really greedy, and I said there in our staff meeting, morning staff meeting, I said, Lord, that's not really fair because I said, I'm all for, I'm obeying you, and I'm doing the best that I can, but I have, at the time, I had about 300 shareholders, and we have to make money, and it's expensive to bank churches and charities, and I can't just waive all the fees because then I'm not going to have a business. 

There's going to be no platform, no way to glorify you. You know, I just feel like that's a little bit unfair. This is literally how our conversation goes, okay, and so I close my eyes to listen in, and all I feel like I hear or I feel is greedy, greedy, so I'm like, okay, so I come to the bank and tell our CFO that I really, you know, feel like we're supposed to waive all the fees for all the non-profits and all the churches that we bank, and he said, you know how much that's going to cost, and I said, no, and he said, it's going to be about a quarter million dollars, and do you know what our budgeted net income is this year, and I'm like, well, yes, I am the CEO. 

I am aware that quarter million dollars is our budgeted net income, and he said, so all our profits about to go out the door because you think you've heard from, and at the time, he was a kind of a fledgling believer. Later on, he became a very, very strong believer because you think you heard this from God, and I said, Jerry, do you think in any scenario I would come up with the idea on my own that we should give away $250,000 of income when we're struggling as it is? Why would I, why would I, why would my mind think that? There's no way, you know, and he's like, oh, that's a good point, you know, it's got to be from him, so we started charging nothing to any, any non-profit, okay, not, not just a Christian-based non-profit, but any non-profit and all churches bank, you're totally free, so that's been very, very cool. We do start each day with the daily devotional. 

I do teach a lot about Jesus, and so I use him as a leadership example very often, but I always tell everybody, listen, you don't have to look at this from a religious perspective, you know, he was just the most impactful leader of our, of our entire, you know, time on earth, and so I use him quite a bit. We routinely, so, so our, our magical words here are, can I pray with you, okay, not for you, can I pray for you later, but can I, so what we always talk about is, you know, if people come to us hurting all the time, they're struggling, they need money, you know, they have, they have needs, and so just part of the vernacular, you can literally walk down the hall and through the branch and people are praying together. We don't advertise it, okay, we, we obviously have faith-based events that we sponsor or we put on, but what we hear is it just feels very, very different. 

I hear it all the time, I mean, I literally will get 20 note cards a week or notes from people saying, I've just never had an experience like this, I've never felt love like this before, and that is really the goal. At the end of the day, these individuals that I was able to bring to Christ in my office, they came here, all of them, either they were, some of them were just curious, you know, they've, they hear me talk or will see what I do and they want to be happy and they want to have joy and what's different about your life, and I said, well, it's, you know, it's, it's Jesus Christ, I didn't have that until I had him in my life. It's not the title, it's not the money, it's not any of that stuff, it's not the corner office, you know, it's only him, but most of the people come here because they are hurting or they need, they want prayer or they're looking for some advice and it just works into that part of the conversation. 

My favorite of all is when it changes people's lives. So, probably about three months ago, I was in a new employee orientation and all of our new employees that we hire from all of our locations come in once a month and we have a little lunch with them and get to know them and I love spending time with them. Well, I asked them, I always have them tell me their story, and this lady, as part of her story says, I just have to tell you, I've been working for 34 years and this is the first place that I have ever felt loved before at work. 

And I said, man, that is great. I said, that is the goal. We want our people to know how much we love them. 

We do have very high standards, by the way, which people always wonder about, it's not a kumbaya culture, you got to live the core values, you've got performance reviews, it's all, you're accountable, it's all the same, we just have a different purpose. Well, the lady next to her said, well, I'll one up you, she said, I have been alive for 54 years and this place is the first time in my life I've ever felt loved. And so, that is, that's the goal, okay? We love the Bible studies and the prayer teams and the chaplain and the faith at work movement and all that stuff, but at the end of the day, what we really want is to love people and attribute that love to Jesus Christ, because he loved us. 

And so, that's the game, that's what it really, really feels like. I don't know if it's a coincidence, that's the last thing I'll mention, I apologize. I don't know if it's a coincidence, but also in this same culture, okay, this is my fourth bank to run, okay, this is not my first rodeo. 

I've never been in a culture where there was zero politics, zero backbiting, everybody helps everybody, I've just never seen it in my life, I've just never seen it. And I believe that it is because of the presence of the Lord. Everybody always wants to say it's a CEO, you get the credit and the blame when things are good or bad. 

It is not, this is my fourth time to do this. I've run four banks, I've never had it anywhere else, and I've never invited Jesus Christ in anywhere else either. So, I think the two are linked. 

We do it no matter what, even if that wasn't the case, but it's just a very, very magical culture. Well, I want to hit on that one more time before I get to my final question, because everyone always asks me, how do I make this cultural shift, how to make the cultural improvement? And the standard answer is have a vision, have values, have a mission, core values, and then obviously you want to lead with those. Is there anything, I would just say, structural or tactical that you do on a daily, weekly, monthly basis, other than that lets everyone know, hey, these are the core values and how to... I'm assuming you have had to fire somebody at some point in time, right? Does anyone ever get fired? Oh, yeah. 

If you, the quickest way to get fired is to break a core value. We had to let an employee go yesterday who just had been given multiple opportunities to improve and didn't. And so, I mean, we grow 27% a year for 17 years, okay, in a banking organization where banks grow an average of three. 

So, you have to be able to function at a very high level to work here. So, that's what's very unique about it. And no, I know this is very odd to say, Josh, but our 94X, our Faith at Work movement, our entire purpose is to teach businesses to bring their faith in. 

And what we have learned in dealing with hundreds of businesses, I'm going to say around 800 or 900 on direct, we have tens of thousands of members because it's free to join, but people that we've actually gone into their businesses, our team has, the common denominator here is somebody, and it is typically the leader, has to take that first step, okay? And that first step is terrifying. My first step was when I was called to do that daily devotional, okay? And man, I was scared to death to do it. And then after I did it, it was so easy and it just felt so normal. 

It was no big deal after you took that step. So, that first step can be, and again, I can give you a thousand examples, but it's typically, let's start a Bible study. Let's start a prayer team. 

Let's start, it's some small, guys, I'm going to start praying before our staff meeting, but again, it's voluntary. So, I'm going to pray the first five minutes. So, if you want, just join us at five after, if you don't want to be in here, or I'm going to close this out today in prayer. 

I do that a lot. I'm going to close this out in prayer, but go ahead and log off if it's not something you're comfortable with. Somebody's got to take a step to let the other employees know that it is okay to show their faith at the workplace. 

That's the key. Now, when you do it, you have to be consistent. So, because we're doing a Christian Bible study, if somebody wants to do a study of the Quran or the Torah or something like that, they have to be able to do that. 

We would not stop that. If somebody has their Bible on their desk and you allow that, you have to allow any other religious tool or artifact to be on their desk. Okay, we would do that. 

We're not trying to be an exclusively Christian organization. That is not legal. What we are trying to do is allow faith to be shared openly in an environment and offered openly within a work environment. 

Not a harassed, not, I'm going to bug you to death about it, even after you tell me no, nope, that's not allowable, but come join me in a Bible study. All you have to do, and I know this sounds crazy to people that have never been through this, but I am telling you, all you have to do is this much. It literally is opening that door just a touch and then God goes to work, but you have to let him in. 

Somebody has to take that step and it just becomes very organic. These things just begin to happen. You just see it work. 

So that's what it looks like here and what it looks like in virtually all of the hundreds of businesses that we've seen successfully bring in their faith. It starts very small and then all of a sudden it's the whole organization doing it, but it's not prescribed. It's not legalistic. 

Our devotional that we do every morning is about as consistent of an activity that you'll see companies do. I hope that's helpful. It's certainly aligned. 

It's a mustard seed, but then it grows or expands. It's the hundred-fold increase. Well, Sean, we could listen to you all day to hear these stories and I'd like to, I know that time is short, so I always want to end with the final question, which is an encouragement, hopefully, to those listening who are on the fence. 

Maybe they've kept their faith quiet. They've kept it private. Maybe their employees and customers don't really know. 

What would be your encouragement to them in terms of sharing their faith and being more open about it? My very simple encouragement would be this is between you and God. You should just pray about this. This is my very strong opinion because what everybody wants is a checklist of what to do. 

That is not, in my experience, how God works. What God will do instead is he will work with Josh's strengths or Sean's strengths or the way that we were. He wouldn't have had me lead a devotional if he hadn't given me the gifts of evangelism and teaching. 

I love it. It's like an energy drink for me. I just love doing it. 

So that's how he called me to do it. Others, it's totally different, but it's based upon what their gifting is. So I would say, ask the Holy Spirit to guide and direct you into how to bring your faith into your business. 

And I promise you, as the Lord is my witness, he will. He will tell you. And if you're out there today listening and you're going, man, I have had something in me telling me that there could be more to work or that I should integrate these two together, that is the Lord telling you to take a step. 

It is not complicated. He is trying to guide you, but he is a gentleman. He's not going to force himself on you. 

But if you will take that step and just ask him how to do this, he will do it. I didn't think I'd be leading a multi-nation nonprofit designed to bring faith into a company. I had no idea. 

None of this was on any whiteboard of mine whatsoever. But the Lord will take it if you will just submit to him and ask him to help you. He will. 

He will. Good. Love it. 

Perfect, Sean. Again, appreciate you coming on the show today, making the time. It's been an important message, encouraging message, great stories. 

I think a lot that people can just go to the Lord with and see and get an answer. So where can people go to find out more about you, your podcast, 94X? Where are the resources? Where should they go? Sure. Yes. 

So let me give you two. So the Faith at Work that I've mentioned movement is 94Xmovement.com or .org, either one. 94X, by the way, means that you have your employees in your care 94 times more than they on average go to a church. 

And so the Lord is calling you as a Christian business leader to bring your faith to them in a way that is not weird, not illegal. But that's why he puts you in that role. I promise you this. 

The other resource and so that has all kinds of membership is free. We've had so many businesses generously support us that we're able to offer everything for free, including chapters and roundtables and all kinds of online resources, all for free. The bank, our bank is Regent Bank, and it's just Regent.Bank. And the reason I mention it is because if you go to our website and go to our resources tab, we have a faith based resources section. 

It's got the information on the devotional, the faith and business events. All the things that we do from a faith perspective are there and they can always reach out to me direct. My email is just S. Copeland and you guys can see how my name is spelled, which is not normal. 

S-K-O-U-P-L-E-N at Regent.Bank. You can reach out to me direct anytime. This is my purpose in life. It is my passion in life. 

Josh, I'm very honored that you had me on. Thank you and appreciate the time today. Great. 

All right. Well, very good, Sean. Anyone listening to this, make sure to take Sean up on those resources. 

Some of them are free. He's giving away his email address, so if you need prayer, he and his team are willing to do that. That's great. 

And again, everybody, thanks for joining me on the Hundredfold Business Podcast. Stay tuned next week. We'll be having another expert like Sean on to share his stories, where I'll be sharing specifically how you can integrate your faith into your business to have that hundred fold increase. 

And if you want help specifically, you can always go to 4thSoilVentures.com. Again, Sean, thanks for being on the show. And thanks everybody for tuning in. Until next time, grace be with you, brothers.